Smart Shopping Can Save You Money

When it comes down to it, you can improve your household cashflow in two ways - either by spending less or earning more. Here's a guide to spending less.

What to buy in stores. Some things are better purchased online, and some in the stores. Here are some things that tend to be less expensive when purchased in stores:

Personal Finance Spreadsheet

Download the Smart Personal Finance Spreadsheet. It can help you organize your financial life by giving you a snapshot of the current state of your finances, thus helping you make better decisions about how you spend, save and earn money.