Identity Theft Protection

How to Protect Yourself from Identity Theft Online and Offline

Having good credit is important if you want to buy a home or car, or just qualify for a good credit card. Since having good credit is important, protecting your credit and identity is also extremely important to your financial well-being. It impacts the quality of your credit and can save you the valuable time and unending hassle of having to scramble to repair your credit after someone has stolen your identity.

After you discover that someone has stolen your identity, you have to take the time out of your busy life to pick up the pieces. Calling credit card companies and banks, setting up a credit freeze with the credit bureaus, are just a few of the things you'll need to do after your credit is stolen. All of this can distract you from your primary job, family life, and just in general add stress and distract you, lowering your productivity at work and quality of life.

So how can you avoid having to go through the back-breaking process of rebuilding your credit?

Here are a few things you can do to protect yourself:

More than 12 million people had their identity stolen in the U.S. in 2012 to the tune of $21 billion. You can avoid being one of those people or at least catch the theif before he really gets going. The important thing is to take action. If you act today to protect yourself, you won't need to take action later to clean up the mess after someone steals your identity.

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